see
Rationing of health care services according to an individual’s ability to pay — or, as the case may be, the inability to do so — is becoming more prevalent in the United States, both in the public and private insurance spheres. Commercial payers, for example, increasingly require doctors to follow a complex and time-consuming authorization process. Recent surveys show that 75 percent of doctors complain about this often unnecessary step.
Insurance companies know that, given all the time the process consumes, some physicians will choose the path of least resistance and just skip ordering a test or referral they might otherwise have pursued.
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In some of these poorer countries, individuals face limited access to needed services unless they have the resources to pay high fees at “private clinics” owned by individual doctors. And the inevitable delays in accessing necessary care for urgent and emergent problems lead to higher mortality and complication rates.
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Medicaid, a publicly funded program that provides insurance coverage to low-income individuals, is another example. In states where reimbursements are significantly lower than those from other payers, many doctors refuse to participate. They know that caring for these patients will simply cost them more than they will receive in reimbursement from the government. As such, having coverage under Medicaid does not in itself guarantee access to care. And as a result, when the supply of willing providers is substantially lower than the number needed to treat the population enrolled, the total amount of care delivered may decrease, but once again, the reduction happens at the expense of the health and well-being of the individuals served. The process is haphazard. It’s neither a rational nor satisfactory way to lower the cost of entitlements.
For people over 65, coverage is also provided by the government via Medicare, although at the federal, not the state, level. Over the past few years, payments to doctors and hospitals have been flat or even declining. As a result, we run the risk that seniors covered through this important and successful program could face difficulties similar to those in Medicaid in gaining access to care in the future.
http://www.kevinmd.com/blog/2017/03/health-care-rationing-hope.html
Rationing of healthcare services according to an individual’s ability to pay—or, as the case may be, the inability to do so—is becoming more prevalent in the United States, both in the public and private insurance spheres. Commercial payers, for example, are increasingly requiring doctors to follow a complex and time-consuming authorization process. Recent surveys show that 75% of doctors complain about this often unnecessary step.
Insurance companies know that given all the time the process consumes, some physicians will choose the path of least resistance and just skip ordering a test or referral they might otherwise have pursued.
https://www.forbes.com/sites/robertpearl/2017/02/02/why-healthcare-rationing-is-a-growing-reality-for-americans/#6e73ab52dbad
and see others
https://www.google.com/search?ei=1zL6WYqzCofYjwOxur6QAQ&q=healthcare+rationing+favors+those+who+can+afford+healthcare%2C+not+the+poor.++&oq=healthcare+rationing+favors+those+who+can+afford+healthcare%2C+not+the+poor.++&gs_l=psy-ab.12...3839.3839.0.5907.1.1.0.0.0.0.153.153.0j1.1.0....0...1.1.64.psy-ab..0.0.0....0.S7rLWsKqSXc
Points like unnecessary suffering, catching things early so people do not become disable, drug prices, ...