Question:
Who is to blame for the worlds economic crisis? ?
?
2012-05-25 18:40:14 UTC
and most importantly britains economic crisis?
Fifteen answers:
Kit Fang
2012-05-26 01:32:35 UTC
Pretty much everyone, from the top to the bottom.



This was a world-wide economic problem, so even if we hadn't done anything wrong in this country it would still have impacted on us a bit. Government mis-management of financial policy increased our exposure to the global economic crash, so that instead of being able to weather the storm without too much damage (like Germany, for example) our economy took a rather large hit. So the government are to blame, but so are the people who voted for the government's policies of higher spending without higher tax income to support it.



The banking crisis was caused (to put it simply) by the selling of bad debt disguised as good debt. So those banks that wrapped up their bad debt as good and sold it on to others are to blame, but not entirely. Yes the banks offered risky loans, but people knowingly and willingly took out those loans, knowing they couldn't necessarily afford them, but buying into the myth that boom and bust had ended, and we would all have ever increasing prosperity. The banks may have offered these risky services, but they never forced anyone to accept them, and those people who took out those mortgages and credit cards and loans are just as much to blame as the banks. After all, you don't blame McDonald's for selling an obese person a burger, you blame the person for buying it.



So in many ways, the vast majority of the population are just as much to blame as the bankers and the politicians for the global economic crisis, and its impact on Britain. Unfortunately the vast majority of the population are resistant to this fact, liking to displace the blame purely on the politicians and the bankers. Until people accept the role they played and change their habits of demanding higher government spending and easy credit, there will always be the risk that this problem never goes away, or happens again in the future.
Elmbeard
2012-05-27 15:46:07 UTC
I support Kit Fang's analysis above me, with one or two modifications.



It is quite correct that those who expect a level of public service (or indeed any service) without being prepared to pay for it are bound eventually to lead to the downfall of either that public service, or indeed any other organisation or business in a similar position. Pubs are closing all the time, and there are far fewer dairy farmers than there used to be.



The problem came in 1992 when Labour Shadow Chancellor of the time, John Smith, proposed raising Income Tax in order to meet public spending commitments without relying on borrowing. The unpopular Conservative Government of John Major, with the co-operation of Murdoch and the present Chairman of the BBC Trust (actually it was the latter's idea), leapt on this with their Double Whammy campaign, which won them the election and sowed the seeds for the House of Cards to come crashing down in the next decade, when everyone thought they could have public services without paying tax. The City would provide all.



Most tragically, a generation of captains of industry grew up with this sort of economic thinking, leading to large corporations, who could and should pay for public services and the public infrastructure that enables them to trade, shifting all their money offshore, and used the competitive advantage to wipe out smaller competitors, and then reward their executives with millionaire bonuses. Public services everywhere became unviable, and are now being withdrawn, just when they are needed to kickstart the economy back to life and the rest of us back to work.



Therefore the ones to blame are all those who voted for, and supported parties that advocated lowering Income Tax and leaving open loopholes for Big Business to exploit. It seems that includes everyone that voted Conservative, Labour since the death of John Smith, and Liberal Democrat ever since The Orange Book was agreed at Party Conference, and their respective counterparts abroad who are no better.



If we were to do the world a favour and prevent that lot ever taking up public office again, it does not leave us a lot left to choose from to run the country. We have George Galloway, Nick Griffin, Caroline Lucas, Nigel Farrage and Dr Taylor. Maybe Esther Rantzen could chip in. And Engelbert Humperdinck as Culture Secretary. And even some of them might support cuts in Income Tax and therefore disqualify themselves.



My personal preference is to hand it over to the Prince of Wales, and let the responsible section of the Royal Family (and their rather excellent set of charity and trust organisers) sort it out, and hope to God that some dreadful tragedy doesn't bring the Duke of York or his daughters to the throne!



It's about time the head on the pound coin meant something to the value of what it is sitting on.
21st century Foxy
2012-05-26 06:23:49 UTC
Many people, it's not the fault of one individual or organisation. Greedy bankers, weak socialist govt that allowed the private sector to shrink massively and the public sector to expand massively, and freeloading people that chose to come here then never work, but stole from our NHS and benefits. Also private indivual people that got into far too much debt, buying houses and cars and fancy goods they could not afford to pay for. You want more? The town hall muppets that created about a million non jobs like wheelie bin inspectors and health and safety nazis that do not actually (really) pay taxes 'as such' as their wages are funded only by the private sector in real term.... A private sector that has shrunk to alarming levels and unable to provide the jobs that it once did, thanks to 40 plus years of bad govt.
ROC-D
2012-05-26 02:22:50 UTC
Congress
2012-05-26 01:47:39 UTC
Paradoxically, everyone who wants a strong economy is responsible. I've seen a graph of United States economic growth from 1770 to the present. It has NEVER been stable for long. Capitalism is subject to booms and busts. We put up with the busts because the booms more than make them worthwhile.
Francie S
2012-05-26 01:45:07 UTC
The unregulated bankers and investment brokers that bundled and sold mortgages, good and bad into AAA rated financial packages and sold them to the world.
?
2012-05-26 01:51:38 UTC
The persons known as corporations,specifically banks,investment banks,insurance companies and credit rating agencies.
2012-05-26 06:33:02 UTC
Bankers - and politicians who themselves have a personal interest with their investments through the banks. They gambled our money we lost they always win.
robert x
2012-05-26 17:56:49 UTC
Simple answer.

Governments.

Greedy people

clever people

stupid people

lazy people

wanna be rich people

even poor people

and ordinary joe bloggs sort of people who thought that the good times would never end..

infact everyone . even you!
2012-05-26 01:46:18 UTC
Greedy bankers and the white people around the world who enable them.
?
2012-05-26 01:53:30 UTC
If I gave you my answer, I'd get banned.
2012-05-26 01:42:05 UTC
No individual person
The Original Liberal
2012-05-26 01:42:06 UTC
Freeloaders on the top & bottom of the food chain.
Dirt
2012-05-26 01:44:42 UTC
hippies
2012-05-26 01:43:05 UTC
BANKERS


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