Before these individual policy holders get their knickers in a twist, they should stay calm, and go to an exchange, or wait for the website. If they would just read the old policies, they would see that there is better policies out there. More bankruptcies are caused by some lengthy illness or accident, that's when they find out they are not as well covered as they thought when they receive an enormous hospital bill they cannot pay.
The republicans have no interest in fixing a broken health care system. They haven't read the bill nor are they interested in doing so. They have lied, and twisted the truth or they go into the future, and predict the worst possible scenario, and when you hear this crap over, and over, you become polarized, and you eyes glaze over, and you begin to think "maybe their right". That is polarization, and your brain locks on to it. Never mind whose President, pay attention to the possibilities. No more are pre-existing conditions, a factor whether or not you got health care in the past, screenings paid for, birth control, No more life time caps where, before you lost insurance because of it. Keep kids on your policy until age 26, the insurance companies must spend 80% on health care, and 20% for overhead, and bonuses,and if it's over, they must refund or carry over the deduction to the premium, and shrinking the dough nut hole to zero by 2020 for seniors. These are great benefits, why don't the republicans want folks to have healthcare? Is it because they are in insurance companies "back pocket"? Many just let vitriol over take sensible thinking.
So many lies were circulated about social security, & medicare, and people who are enjoying these benefits don't want them changed or touched, yet the republicans campaigned, vehemently, against them, and they both had really rough starts, as the medicare part D website when it started, and because it was passed by the republicans, they voiced to all, "be patient, something this big will have snags, and problems". Saw many on video in Congress speaking of this, yet not for healthcare. Very sad for the majority of the American people.
Sensible brain function is difficult for some.